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This mortgage product is for foreign nationals wanting to purchase or refinance a home in the United States. This is a DSCR program with a 1:1 ratio on cash flow. This means that this loan is incredibly easy to do – no income or U.S. credit required to qualify.

Minimum loan amount of $75,000

Maximum loan amount of $1.5 million

A DSCR program with a 1:1 ratio on cash flow

Assets sourced and seasoned for 60 days – must be in a U.S. FDIC insured bank for a minimum of 30 days

12 months reserves required and must be in a U.S. bank

ACH auto-payment is required

No sanction listed countries allowed and will not lend in Osceola County

Cannot reside in the United States

Must have an eligible Visa: B-1, B-2, H-2, H-3, I, J-1, J-2, O-2, P1, P2

No gift funds allowed

Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained

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